Bitcrowd Pay
Bitcrowd Pay — Private M-PESA Payment Operating Layer. A production-grade layer that lets any website I build for clients and myself, collect M-PESA via STK Push, routing directly to bank Paybills, Paybills & Tills with reconciliation & webhooks.
Bitcrowd Pay is an M-PESA payment platform I built for Bitcrowd Agency. It solves a recurring agency problem: every client website needs to collect M-PESA, but integrating Safaricom Daraja directly is fragile, repetitive, and error-prone.
It connects a bank account, Paybill, or Till once, then lets any project initiate M-PESA STK payments, reconcile every attempt against its order, and get dependable status updates via API and signed webhooks. Customer funds settle directly to the configured destination — Bitcrowd Pay never holds the balance.